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Credit Cards Comparison for Students in US:

Credit Card Rewards Structure Annual Fee Foreign Transaction Fees Credit Bureau Reporting Credit History Required International Student Eligibility Application Link
Discover it® Student Cash Back 5% on rotating categories (up to $1,500/quarter);
1% on other purchases
$0 None All three major bureaus No Requires SSN or ITIN Apply Here
Discover it® Student Chrome 2% on gas/restaurants (up to $1,000/quarter);
1% on other purchases
$0 None All three major bureaus No Requires SSN or ITIN Apply Here
Capital One SavorOne Student Cash Rewards 3% on dining, entertainment, streaming,
groceries (excludes Walmart/Target);
1% on other purchases
$0 None All three major bureaus No Requires SSN or ITIN Apply Here
Capital One Quicksilver Student 1.5% on all purchases;
5% on hotels/rental cars
via Capital One Travel
$0 None All three major bureaus No Requires SSN or ITIN Apply Here
Bank of America® Customized Cash 3% on chosen category (gas, online,
dining); 2% on groceries/wholesale clubs
(up to $2,500/quarter);
1% on other purchases
$0 3% All three major bureaus Yes Requires SSN or ITIN Apply Here
Bank of America® Unlimited Cash 1.5% on all purchases $0 3% All three major bureaus Yes Requires SSN or ITIN Apply Here
Bank of America® Travel Rewards 1.5 points per dollar spent;
redeemable for travel/dining statement credits
$0 None All three major bureaus Yes Requires SSN or ITIN Apply Here
Deserve® EDU Mastercard for Students 1% on all purchases $0 None All three major bureaus No Does not require SSN Apply Here
Petal® 2 “Cash Back, No Fees” Visa® 1% immediately;
1.5% after 12 on-time payments;
2%-10% at select merchants
$0 None All three major bureaus No Requires SSN or ITIN Apply Here