Credit Cards Comparison for Students in US:
Credit Card | Rewards Structure | Annual Fee | Foreign Transaction Fees | Credit Bureau Reporting | Credit History Required | International Student Eligibility | Application Link |
---|---|---|---|---|---|---|---|
Discover it® Student Cash Back | 5% on rotating categories (up to $1,500/quarter); 1% on other purchases |
$0 | None | All three major bureaus | No | Requires SSN or ITIN | Apply Here |
Discover it® Student Chrome | 2% on gas/restaurants (up to $1,000/quarter); 1% on other purchases |
$0 | None | All three major bureaus | No | Requires SSN or ITIN | Apply Here |
Capital One SavorOne Student Cash Rewards | 3% on dining, entertainment, streaming, groceries (excludes Walmart/Target); 1% on other purchases |
$0 | None | All three major bureaus | No | Requires SSN or ITIN | Apply Here |
Capital One Quicksilver Student | 1.5% on all purchases; 5% on hotels/rental cars via Capital One Travel |
$0 | None | All three major bureaus | No | Requires SSN or ITIN | Apply Here |
Bank of America® Customized Cash | 3% on chosen category (gas, online, dining); 2% on groceries/wholesale clubs (up to $2,500/quarter); 1% on other purchases |
$0 | 3% | All three major bureaus | Yes | Requires SSN or ITIN | Apply Here |
Bank of America® Unlimited Cash | 1.5% on all purchases | $0 | 3% | All three major bureaus | Yes | Requires SSN or ITIN | Apply Here |
Bank of America® Travel Rewards | 1.5 points per dollar spent; redeemable for travel/dining statement credits |
$0 | None | All three major bureaus | Yes | Requires SSN or ITIN | Apply Here |
Deserve® EDU Mastercard for Students | 1% on all purchases | $0 | None | All three major bureaus | No | Does not require SSN | Apply Here |
Petal® 2 “Cash Back, No Fees” Visa® | 1% immediately; 1.5% after 12 on-time payments; 2%-10% at select merchants |
$0 | None | All three major bureaus | No | Requires SSN or ITIN | Apply Here |